Member Protection

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Protect Your Financial Future

Financing is a great way to live the American dream. That can include an auto loan, credit card balance, home loan, or even a home equity line of credit. However, when you cannot make your monthly payments, it can cause a lot of financial heartache for you and your family – especially if you’re not there to help.

We can help you make your monthly loan payments should you lose your job, become disabled or deceased. It’s called Member Protection, and it’s incredibly affordable.

Add Member Protection to any St. Helens Community loan. If a protected life event happens to you, we’ll cancel or waive your payment(s) up to the contract maximums. Covered life events include:

  • Loss of life (including those caused by acts of war)
  • Disability (including those caused by acts of war)
  • Involuntary unemployment

Protect Your Future
Learn more about Member Protection at any branch location or call 503.397.2376.

*Source: Bureau of Labor Statistics, Databases, Tables and Calculators by Subject, June 2013, **Social Security Administration, Fact Sheet June 2013. Your purchase of Member Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Member Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.