Checking Account Rates
Rates effective May 23rd, 2013 and are subject to change.
|Dividend Rates||APY*||Min. Opening Balance||Min. Avg Balance to Earn Dividends||Min. Avg Balance to Avoid Service Fee|
|Balances up to $15,000||2.35%||$50||N/A||N/A|
|Amount of Balance over $15,000||2.35%-0.74%||N/A||N/A||N/A|
|If Qualifications Aren't Met||0.05%||N/A||N/A||N/A|
|CU Choice Checking||N/A||N/A||$25||N/A||N/A|
|Platinum Plus Money Market Checking||N/A||N/A||$25,000||$25,000||$50,000***|
*APY = Annual Percentage Yield
Kasasa Cash Annual Percentage Yield (APY) accurate as of 1/1/12. Minimum to open account is $50. Rate tiers are as follows: 2.35% APY applies to balances of $.01 - $15,000 and 0.50% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.35% APY to 0.74% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. Available for personal accounts only. Refer to full account disclosure upon account opening for other details. For more information.
***Platinum Plus Money Market Checking - If your total account relationship under the same membership number is $50,000 or greater on the second to the last business day of the month, the service fee will be waived for the current month.(Total relationship includes the average balances for the current month for all deposits and all outstanding loan balances added together).