Overdraft Protection
Everyone cuts it close sometimes—get peace of mind with overdraft protection. The next time your balance drops close to zero, you''ll be able to breathe easy knowing your debit card charges are not going to be rejected and you can pay for the things you need.
While your online purchases and standard checks receive automatic overdraft protection, we also offer additional debit card protection. Opt in today and let us cover your overdrafts so you never have to worry again.
- Summary
- Protect your credit
- Avoid embarrassment
- No monthly fee
- Courtesy Pay Service also available
You must opt-in to use this service for any or all of the following transactions:
- ATM withdrawals
- Debit card purchase transactions
- Checks and other transactions made using your checking account
- Automatic bill payments
- ACH transactions and other electronic funds transfers
Accounts you may authorize funds to cover overdraft occurrences are: SHCU regular and special savings accounts; Visa® credit card; another SHCU eligible member account (of which you are an owner of).
- Courtesy Pay
In addition to Overdraft Protection, you may also opt in for Courtesy Pay service. In a situation where you may not have enough available funds to transfer from to fully cover an overdraft occurrence, Courtesy Pay has you covered.
- No monthly service fee
- Works with Overdraft Protection
- Must opt in to use this service
Overdraft occurrences are subject to the established overdraft fee (see current fee schedule). Refer to Courtesy Pay Overdraft Service disclosure for details.
